未绑定手机盾时，中国银行APP的单日转账限额为5万元；绑定后，可直接提升至100万元。这对骗子而言，意味着——可以一口气转走全部存款。
Design principles
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Transform backpressure gaps: Pull-through transforms execute on-demand. Data doesn't cascade through intermediate buffers; it flows only when the consumer pulls. Stop iterating, stop processing.
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